Privacy Policy for Credo254

Credo254 ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and disclose information when you use our Android application Credo254, available on the Google Play Store.

1. Information We Collect

We do not knowingly collect personally identifiable information such as your name, email, or phone number directly from users through the app.

However, the app may automatically collect certain technical data for functionality and analytics:

• Device information (model, OS version, etc.)
• Approximate location (to enable region-based top-up and recharge services)
• Network and internet status
• Advertising ID (for showing relevant ads)

2. Permissions Used

Our app requests the following permissions:

• INTERNET – To access the internet and complete transactions.
• ACCESS_NETWORK_STATE – To check the availability of network connection.
• ACCESS_WIFI_STATE – To detect WiFi availability for better performance.
• ACCESS_COARSE_LOCATION – To provide region-specific services (e.g., M-Pesa Kenya recharge).
• com.google.android.gms.permission.AD_ID – To show relevant ads via Google AdMob.
• CAMERA – While the app currently does not use the camera, permission is included for potential future features (e.g., QR scanning).

We do not use this permission to collect or store photos, videos, or any personal media.

3. Third-Party Services

We use the following third-party services:

• Google AdMob – For showing ads and generating revenue.
• OneSignal – For sending push notifications to users.

These services may collect information as per their own privacy policies. We encourage you to read them:

• Google AdMob Privacy Policy
• OneSignal Privacy Policy

4. Data Use

Any technical information collected is used for:

• Enabling recharge transactions
• Sending relevant push notifications
• Displaying ads
• Improving app performance and user experience

We do not sell or rent user data to any third parties.

5. Children’s Privacy

Our app is not intended for use by children under the age of 13. We do not knowingly collect data from children.

6. Data Security

We take reasonable measures to protect your information from unauthorized access. However, no method of transmission over the internet is completely secure.

7. Changes to This Policy

We may update this Privacy Policy from time to time. You will be notified through the app or our website when significant changes are made.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: [email protected]
• Phone: +254734586084